So many people are living out there without knowing the basic differences between the credit score & credit report. If you are one among them just take a look on this post and continue reading. Credit score is nothing but plain numbers which are generated out of your previous credit reports. If you are a US Citizen then you will have 3 established credit scores the reports provided by 3 credit bureaus namely Equifax, Experian and Transunion. These 3 major credit Bureaus will have a close monitor on your credit.
If you want to check credit score for free you can check it once a year. But checking your credit reports for every 3 months once will ensure that no one has steal your identity and you are on the safe zone. If you find out any suspicious things are appearing in your report you can report immediately and take necessary steps to fix them. When you want to check out more than once in a year you will need to spend few dollars from your packet. else you can use credit score estimator
Now let’s see how to check credit score for free from credit score companies. People are entitled to get a free report from all 3 credit score companies once a year. You can only see the credit report not a credit score. Since credit score is calculated by using the sophisticated model nearly all credit score companies will charge to provide an access. If you want to get a free credit report you can logon to annualcreditreport.com. This website permits you to setup a free account and future access.
How can I check my credit score for free?
For those who want to check credit score for free we suggest to be careful when giving out your credit card information in the public internet. Millions of people are searching in Google and other search engines on “how can i check my credit score for free”. But most of them are never finding out such a way and end up with the frustration some are become prey to the phishing activities. Basically there exists some smart ways to check out your credit score.
First way is try to apply for a credit from somewhere and also place a request to get a copy of credit score. This report will be generated in order to determine your credit worthiness. Even in this case the credit score is not generated for free of cost. Lender whom you have applied has to pay for accessing your credit score.
Second and best way
Second way is the best and fastest way to know your credit score for free or with few bucks. Logon to any one of the reputable Credit score companies or credit score monitoring service providers online. We suggest you to sign up with the creditreport.com. Obtain a trial service. Once you sign up logon to your brand new account. From here you can access both the credit score and credit reports for free until the trial period. When you want to enjoy this service for free make sure to cancel the subscription before the trial period gets over. If you want to continue the service it will cost you just few bucks. So many people are using this paid service. In this cruel world the rate of identity theft is going in an increasing number. So it is suggestible to have aye on your credit report and score to know is everything going smoothly? If anyone steals your credit card and you dint aware that for years it will affect your credit score very badly. So it is good to check out your credit score from time to time.