Warning: mysql_real_escape_string(): Access denied for user 'shorty38'@'localhost' (using password: NO) in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): A link to the server could not be established in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): Access denied for user 'shorty38'@'localhost' (using password: NO) in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): A link to the server could not be established in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): Access denied for user 'shorty38'@'localhost' (using password: NO) in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): A link to the server could not be established in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): Access denied for user 'shorty38'@'localhost' (using password: NO) in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): A link to the server could not be established in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): Access denied for user 'shorty38'@'localhost' (using password: NO) in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): A link to the server could not be established in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): Access denied for user 'shorty38'@'localhost' (using password: NO) in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786

Warning: mysql_real_escape_string(): A link to the server could not be established in /home1/shorty38/public_html/dops-md.org/wp-content/plugins/statpress-reloaded/statpress.php on line 1786
what is an excellent credit score
Home // Uncategorized // Excellent Credit Score And Ratings

Excellent Credit Score And Ratings

Everyone wants to have good credit score ratings for their credit report. Everyone wants to know about “what is my credit score”? People wonder about – what is an excellent credit store and how to achieve them. The answer to what is an excellent credit store is that the ability of yourself to be consistent and stable financially. The accepted scoring system in knowing “what is my credit score” is through FICO (Fair Isaac Corporation). You can achieve FICO scores absolutely for free or with the help of free websites which offer 30 days’ trial sessions.

what is my credit score

The credit score ranges from 300 – 850. The higher you score, the more better it is for you. An excellent score is when you make 760 – 849. If this is your score, then you can apply for credit cards and loans at a best interest rate. If your score between 620 and 699, it means that you can get qualified to get an application for the loan but the interest rate is not that good. If the score is 619 or below than 619, then it literally means that you have got a very poor store and you will have difficulties in applying for the credit cards or mortgage loans. There will be banks who will offer you with funds but it will be for very little amount and very high interest rates. You need to have good credit store ratings in order to apply for the loans. The banks will often check your score whenever you apply for loans and credit cards.

The FICO is used by 80% of the banks in United States. It is determined by three different scores from credit bureaus: Experian, Equifax and TransUnion based on your credit report. As there is a change in the credit file, the FICO score also changes. The following is the chart displaying various the ranges of credit score:

SCORE RANGE

REMARKS

800

Perfect credit

750 to 800

Excellent credit

720 to 750

Good to excellent credit

690 to 720

good credit scores

Below 620

Poor credit

 

To get your credit report, you need to contact any one of the credit bureaus and make a request. The score will also be included with the report which you receive. If you have a poor score, then you can improve by doing the following things:

  • Pay all the bills on time. There shouldn’t be any delay in paying down the bills.
  • Do not even by chance make your credit balance go above the balance that is allowed for you in maximum.
  • Do not get more and more debts which cannot be handled by you.

One can apply for the credit card when he or she attains 18 years. There are many teenagers who feel that they can use their credit cards wisely but actually they don’t. They do not about the detailed information associated to it. They need to know about a good and bad score associated with the credits. All this can be learnt over time but even the websites help you in figuring out the right score. First you need to make a search in the internet regarding the genuine websites because it will have good PR (Public Relations). It is very essential to look at the website’s reputation and reviews. Giving out your SSN (Social security Number) in the websites just to get the credit score can be very dangerous because there are lot of intruders waiting for it to make a misuse. You have to avoid giving your personal information on fake websites. Before you release your personal information on the websites, make a thorough review on the website and choose the one which is safe.

Posted in Uncategorized

Leave a Reply

Your email address will not be published. Required fields are marked *